Excellent article. We can also ass in the Ohio River Valley, anywhere along the banks of the Mississippi and the below sea level New Orleans, amongst other spots. Allow one rebuild on that parcel for life. After one bailout, they are on their own. It’s lunacy to spend trillions rebuilding areas that should be evacuated and not allowed as residential housing. You what to locate the your busiess there. Fine, no federal sponsored flood insurance! In fact, if commercial insurance is not covering an area. Federal Rebuilding Welfare from floods should be eliminated. No Insuace, no mortgage, no building! A very real and simple solution. Does a single elected official have the guts to say what we all think after every climate disaster. Stop building in flood zones or in uninsurable areas!!